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I recieved a notice from RJM for a book club account paid off 3 years ago. They offered three options to pay off the ficticious debt.

I notified them I am not giving them a penny. The debt is bogus and they are to stop harassing me imediately.

I have a friend who works for the BBB and I will be contacting her ASAP. I also intend to speak to an attorney about possible legal action against this company.

Thank goodness for the internet. At least now I know what kind of lowlife *** I am dealing with!!! And I have hard copy in hand to share with every senior citizen I know.

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