RJM, my word they are total buttheads. I paid off this credit card bill many years ago-if not, getting my house in 03' would have been near impossible at 5.5%-so I've ignored them of course...I guess I should pay the bill, but man I don't believe in paying off something twice!
It's insane, and come on it's so old the original letter from them came to my maiden name!! I haven't used that since 2001 when I got married!!! Gesh, these guys suck out loud.
I don't want to settle with them, but I might just hand over the min. $13.00 a month to get them off my credit report....UGH!